Oh man yesterday was rough! Getting back into the every day grind of work and normal schedules is tough! We’re starting some organizing around the house that I’ll share with you next week. It feels so good to just get rid of junk and clutter and just…..stuff!
Right before the new year, Huebie and I reviewed our finances and discussed where we could make changes to save over the next 6+ months. One thing I thought would be good for us to do is a no spend month. After the holidays we are tapped out, so getting our finances in check is really important to me in the new year. Welcome to no spend January!
Now, no spend doesn’t mean we don’t spend on anything, but we’re limiting our budget to:
– Food (including limited dinners out)
And that is all. No money will be spent on the home, clothing, hair cuts (even though I am desperate for one), etc. I really want us to focus on what we have, not what we want. Ever since we started talking about the holidays and Christmas and gift giving, Little A has been obsessed with getting things. Every time we go anywhere she “needs” this toy, or that stuffed animal. I really want her to understand that we don’t always need to buy “things” every time we go anywhere. So that will also mean no trips to Target for me this month. 🙁 Major sad face right there. But we’re already 6 days in so I think it’s pretty doable.
Also, after spending these next few weeks de-cluttering the house, I really don’t want to bring anything else back in. It will just be nice to really take stock of what we have and what we really don’t need.
With the money left over we will be able to pay down a few bills we have by a good amount. And, if we’re successful this month, I plan to have us do this at least once or twice again this year.
Question of the day: Have you ever done a no spend month? Was it easy? Hard? Am I going to totally regret this?